To carry out sales transactions, credit registration, insurance, inheritance requires documents for the evaluation of the house, which are issued by independent appraisers.
Distinguish cadastral and market value of the house, rarely coinciding in magnitude.
Previously, when registering documents and calculations for real estate, the inventory value was used, which was reflected in the BTI documents, but now it does not apply.
The cadastral value came to the fore ashow exactly taxes are calculated from it, state duty for gifting, etc. It is owned by every house or land plot that is registered with the EHPR. It is reviewed no more often than twice a year, and at least once every five years.
If you have not been interested in the cadastralthe value of their possessions, go to the website of Rosreestr or to any MFC office, its magnitude may have already changed and does not correspond to that indicated in your registration documents. If you are going to buy a house, you can independently clarify its current cadastral value by contacting the FMC or visiting the website of Rosreestr.
Market value is a value,on which you can buy a house or plot. It affects the overall economic situation in the country, the purchasing power of the population, the demand for real estate, the characteristics of the facility itself.
Market appraisal of the house is used at registration of the inheritance at the notary, conducting various economic and property disputes in court.
If the cadastral value is higher than the market value, it can be challenged by providing the evaluation of independent appraisers to the court.
Independent evaluation of houses arespecialized appraisers companies. Before entering into an agreement with them, find out whether the organization has the right to this type of activity. Specialists of the company must be registered in the SRO, have an insurance contract, certification, profile education.
The evaluation agreement specifies data on thethe customer and the executor, the terms of the works, the methods to be used. The evaluation of the house can be carried out together with the site on which it is located, by all courtyard annexes, and separately.
To a category of apartment houses any houses intended for habitation concern: country, country, country cottages and others.
The criteria for assessing the house are:
The price is also affected by what kind of communications are available on the site and in the house, the ecological situation in the area, the presence of encumbrances.
The procedure for assessing the house is as follows.After choosing an independent appraiser, who can be entrusted with this responsible work, a contract is concluded with him, which specifies the data of the customer and the company, the description of the object under investigation, and the deadlines for submitting the report.
After the signing of the contract, an independent appraiserproceeds to study the characteristics of the object. He goes to the site, inspects him and the house. Using the results of the trip and the data provided by the documents, it starts to calculate.
An assessment report on the house iscompliance with the requirements of the law "On Valuation Activities in the Russian Federation", Federal Valuation Standards, in which the mandatory information and sections are listed.
It consists of several of several sections,which describes what is being assessed, takes into account encumbrances in the form of credit or litigation, urban planning plan of the territory, if changes are planned in the microdistrict development.
The report can use different methods of valuation: cost, income, comparative, the situation is analyzed for the area and type of real estate.
Consider an example of an evaluation of a house intended for sale.
The report specifies:
Object of evaluation
Type of determined value
Purpose of evaluation
Determination of market value
The results of the evaluation will be used in court
The house belongs to Serdyukova Inna Alekseevna, passport xxxx, address of registration: Russia, Sevastopol, ul. _________, d .__
Date of evaluation
06/01/2017 - 06/21/2017
Information about the customer and appraiser
Basis for evaluation
Contract №15 of 01.06.2017
Further in the report on the evaluation of the house in several tables the information is made out:
The market value of the house will be 33930500 rubles.
A house evaluation report is stitched, sealed and signed by an independent appraiser.
Compiled and issued in accordance with laws and standards, it has evidentiary power in court and in other instances.