Invest capital can be absolutely differentspheres of activity and objects. One of the popular directions for profit is the economic category, such as securities. Their species are many, so it is rather difficult to understand this issue. It is not possible to place a detailed description of each paper on one page, so only brief descriptions are given in this material.
The security paper. Classification
It should be noted that in thethere is a classification. So, they allocate bonds (they can also be state bonds), a bill, a check, deposit certificates, as well as various shares and other securities. Most of them are carried out by banking institutions. It should be said that there are different classification characteristics. For example, all securities, depending on who they are issued, are divided into bank, state, and also issued by legal entities. Securities are often issued on a specialized form of standard form. It should contain the name, the date of registration, the nominal value, the full name and location of the issuer, the maturity date, as well as the type of profitability. As for the last point, the owner can claim interest, a discount. There are also interest-free securities.
This is another component element in theissue. They are a debt obligation that is issued either by the enterprise or by the state when they issue an internal loan. The bond gives the owner the right to claim income in the form of interest.
Bill of Exchange
A security with such a name indicates the presence of an unconditional debt obligation of the bank to pay the agreed amount to its holder within the prescribed period.
This species is no less common than those that were considered above. It contains an order to the banking institution to issue a certain amount to its owner.
They are also called savings. They certify the amount that its holder has deposited into the bank. In addition, the deposit certificate confirms the right of the depositor to receive the amount previously paid by him with a fixed interest.
This security is issued by the enterprise,whose organizational and legal form is a joint-stock company. Its owner has the right to claim a certain percentage of profit in the form of dividends. In addition, the shareholder can take part in the management, as well as receive part of the property of the enterprise, which will remain in the event of its liquidation.
At the moment, shares are the most effective investment of money (if it is a question of securities of large enterprises and corporations). They are quite accessible to private individuals.